Real estate appraisal services for homeowners in the city of Fort Wayne and Allen County![]() See the top seven reasons why IN homeowners use Frisby Appraisal Services:
Own a home in or near Fort Wayne, IN and need help determining the value of it?
At Frisby Appraisal Services, we understand the individual needs of a homeowner seeking appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. Being a regular consumer that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Frisby Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours. Appraisals to remove PMIAn attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Frisby Appraisal Services, we're qualified in helping people just like you rid themselves of unneeded PMI insurance. Challenging property tax assessmentsIf you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Frisby Appraisal Services is your chief weapon. HELOC recently frozen?If your house is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. Frisby Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? Frisby Appraisal Services offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your house. |